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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,971 | $103,949-62.5% | $69,182-43.7% | $273,972-85.8% |
| Participation rate | 61.9% | 67.4%-5.5pp | 55.1%+6.8pp | 83.0%-21.1pp |
| Annual return | 9.95% | 35.28%-25.3pp | -21.93%+31.9pp | 41.46%-31.5pp |
| Employer contribution / active EE | $1,594 | $1,783-10.6% | $1,206+32.1% | $4,869-67.3% |
| Participant deferral / active EE | $4,056 | $2,716+49.3% | $1,897+113.8% | $5,287-23.3% |
| Admin fee / account holder | $11,406 | $3,671+210.7% | $2,697+323.0% | $10,133+12.6% |