Retirement plan

AMERICAN FINANCIAL GROUP 401K RETIREMENT AND SAVINGS PLAN

Name: AMERICAN FINANCIAL GROUP, INC. - AMERICAN FINANCIAL GROUP 401K RETIREMENT AND SAVINGS PLAN (2015) Form 5500
Creator: AMERICAN FINANCIAL GROUP, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AMERICAN FINANCIAL GROUP 401K RETIREMENT AND SAVINGS PLAN, AMERICAN FINANCIAL GROUP, INC.

AMERICAN FINANCIAL GROUP, INC.EIN 31-1544320Plan #001PY 2015

GREAT AMERICAN TOWER, 301 EAST FOURTH STREET, FLOOR 18S - CINCINNATI, OH 45202513-369-5000

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed June 30, 2006

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$1104.7M

-10.6% from 2016

Total participants

8,191

+1.5% from 2016

Average account balance

$134,919

-12.3% from 2016

Annual return

4.41%

-7.51 pp from 2016

Benchmarks

See 960 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants5,000-9,999

Cohort960 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.32B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$228K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

10,176

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$139.32M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.44%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$64

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
MERRILL LYNCH PIERCE FENNER & SMITH1+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085	Recordkeeping	$236,832
FINANCIAL ENGINES1+ years Filed as: FINANCIAL ENGINES, INC. Service code 50 1050 ENTERPRISE WAY · SUNNYVALE, CA 94089	Direct Payment	$219,547
UBS FINANCIAL SERVICES INC1+ years Filed as: UBS FINANCIAL SERVICES, INC. Service code 70 8044 MONTGOMERY ROAD, SUITE 200W · CINCINNATI, OH 45236	Consulting Fees	$75,000
WILMINGTON TRUST1+ years Service code 50 P.O. BOX 64322 · PHOENIX, AZ 850824322	Direct Payment	$56,128
MATRIX TRUST COMPANY1+ years Filed as: BROADRIDGE MATRIX TRUST COMPANY Service code 50 · EIN 75-3182674	Direct Payment	$54,883
XEROX CORPORATION1+ years Filed as: XEROX HR SOLUTIONS, LLC Service code 50 BOX 202617 · DALLAS, TX 753202617	Direct Payment	$22,661

Plan features & details

Pension benefit codes2E2F2H2J2K3H2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$304K

$54 / participant

Other / not subdivided$304K100.0%

% of EOY assets

0.028%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLARK SCHAEFER, HACKETT&CO
Auditor EIN: 310800053
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$134,919

$67,505+99.9%

$105,218+28.2%

$67,505+99.9%

Participation rate

99.9%

71.2%+28.7pp

77.2%+22.7pp

71.2%+28.7pp

Annual return

4.41%

6.52%-2.1pp

5.33%-0.9pp

6.52%-2.1pp

Employer contribution / active EE

$4,832

$2,173+122.4%

$3,255+48.4%

$2,173+122.4%

Participant deferral / active EE

$6,942

$3,597+93.0%

$4,867+42.6%

$3,597+93.0%

Admin fee / account holder

$37

$56-33.8%

$6,992-99.5%

$56-33.8%

Provider

Service type

Compensation

MERRILL LYNCH PIERCE FENNER & SMITH1+ years

Filed as: MERRILL LYNCH, PIERCE, FENNER AND S

Service code 15 · EIN 13-5674085

Recordkeeping

$236,832

FINANCIAL ENGINES1+ years

Filed as: FINANCIAL ENGINES, INC.

Service code 50

1050 ENTERPRISE WAY · SUNNYVALE, CA 94089

Direct Payment

$219,547

UBS FINANCIAL SERVICES INC1+ years

Filed as: UBS FINANCIAL SERVICES, INC.

Service code 70

8044 MONTGOMERY ROAD, SUITE 200W · CINCINNATI, OH 45236

Consulting Fees

$75,000

WILMINGTON TRUST1+ years

Service code 50

P.O. BOX 64322 · PHOENIX, AZ 850824322

Direct Payment

$56,128

MATRIX TRUST COMPANY1+ years

Filed as: BROADRIDGE MATRIX TRUST COMPANY

Service code 50 · EIN 75-3182674

Direct Payment

$54,883

XEROX CORPORATION1+ years

Filed as: XEROX HR SOLUTIONS, LLC

Service code 50

BOX 202617 · DALLAS, TX 753202617

Direct Payment

$22,661

AMERICAN FINANCIAL GROUP 401K RETIREMENT AND SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AMERICAN FINANCIAL GROUP 401K RETIREMENT AND SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion