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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,637 | $51,631+124.0% | $129,397-10.6% | $80,925+42.9% |
| Participation rate | 43.4% | 56.9%-13.5pp | 69.6%-26.2pp | 67.7%-24.3pp |
| Annual return | 14.16% | 20.77%-6.6pp | 9453.98%-9439.8pp | 35.65%-21.5pp |
| Employer contribution / active EE | $1,097 | $1,583-30.7% | $4,154-73.6% | $2,756-60.2% |
| Participant deferral / active EE | $2,104 | $2,670-21.2% | $4,167-49.5% | $4,299-51.1% |
| Admin fee / account holder | $521 | $4,309-87.9% | $7,679-93.2% | $6,940-92.5% |