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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,637 | $51,606+124.1% | $129,339-10.6% | $80,911+42.9% |
| Participation rate | 43.4% | 57.0%-13.6pp | 69.6%-26.2pp | 67.6%-24.3pp |
| Annual return | 14.16% | 20.76%-6.6pp | 9437.05%-9422.9pp | 35.63%-21.5pp |
| Employer contribution / active EE | $1,097 | $1,582-30.7% | $4,154-73.6% | $2,756-60.2% |
| Participant deferral / active EE | $2,104 | $2,669-21.2% | $4,170-49.6% | $4,297-51.0% |
| Admin fee / account holder | $521 | $4,310-87.9% | $7,668-93.2% | $6,935-92.5% |