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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,825 | $46,877+21.2% | $122,354-53.6% | $70,126-19.0% |
| Participation rate | 58.1% | 58.2%-0.1pp | 71.6%-13.5pp | 69.5%-11.4pp |
| Annual return | 20.55% | 24.22%-3.7pp | 30.28%-9.7pp | 73.15%-52.6pp |
| Employer contribution / active EE | $1,086 | $1,288-15.7% | $4,051-73.2% | $2,343-53.6% |
| Participant deferral / active EE | $2,243 | $2,167+3.5% | $3,287-31.8% | $3,332-32.7% |
| Admin fee / account holder | $6 | $3,324-99.8% | $5,479-99.9% | $4,645-99.9% |