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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,599 | $58,714+57.7% | $142,874-35.2% | $85,856+7.9% |
| Participation rate | 59.5% | 58.5%+1.0pp | 72.0%-12.4pp | 69.3%-9.8pp |
| Annual return | 15.54% | 27.73%-12.2pp | 5638.58%-5623.0pp | 318.58%-303.0pp |
| Employer contribution / active EE | $1,354 | $1,423-4.9% | $4,145-67.3% | $2,565-47.2% |
| Participant deferral / active EE | $2,838 | $2,608+8.8% | $3,838-26.1% | $3,952-28.2% |
| Admin fee / account holder | $536 | $4,241-87.4% | $6,561-91.8% | $6,261-91.4% |