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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,931 | $41,377+20.7% | $109,313-54.3% | $62,881-20.6% |
| Participation rate | 53.8% | 57.5%-3.7pp | 71.3%-17.4pp | 69.3%-15.5pp |
| Annual return | 7.55% | 11.05%-3.5pp | 22.07%-14.5pp | 20.14%-12.6pp |
| Employer contribution / active EE | $939 | $1,276-26.4% | $3,892-75.9% | $2,281-58.8% |
| Participant deferral / active EE | $2,353 | $2,045+15.1% | $3,166-25.7% | $3,203-26.5% |
| Admin fee / account holder | $75 | $2,884-97.4% | $5,666-98.7% | $4,296-98.3% |