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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,839 | $49,199+102.9% | $121,204-17.6% | $75,173+32.8% |
| Participation rate | 53.7% | 55.4%-1.8pp | 69.5%-15.9pp | 67.2%-13.5pp |
| Annual return | 18.55% | 56.04%-37.5pp | 987.18%-968.6pp | 160.72%-142.2pp |
| Employer contribution / active EE | $1,333 | $1,547-13.9% | $4,170-68.0% | $2,671-50.1% |
| Participant deferral / active EE | $2,427 | $2,630-7.7% | $4,083-40.6% | $4,126-41.2% |
| Admin fee / account holder | $413 | $3,946-89.5% | $5,651-92.7% | $5,651-92.7% |