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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,874 | $86,938-64.5% | $102,423-69.9% | $80,925-61.8% |
| Participation rate | 90.6% | 72.4%+18.2pp | 76.5%+14.1pp | 67.7%+23.0pp |
| Annual return | 7.94% | 18.89%-10.9pp | 29.42%-21.5pp | 35.65%-27.7pp |
| Employer contribution / active EE | $6,188 | $2,369+161.2% | $3,023+104.7% | $2,756+124.5% |
| Participant deferral / active EE | $3,307 | $4,120-19.7% | $5,054-34.6% | $4,299-23.1% |
| Admin fee / account holder | $4,193 | $8,053-47.9% | $9,455-55.7% | $6,940-39.6% |