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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,467 | $92,219-84.3% | $76,767-81.2% | $135,380-89.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -15.14% | 5.46%-20.6pp | 2.43%-17.6pp | 519.81%-534.9pp |
| Employer contribution / active EE | $5,725 | $3,216+78.0% | $2,485+130.4% | $4,779+19.8% |
| Participant deferral / active EE | $3,450 | $4,508-23.5% | $3,852-10.4% | $5,609-38.5% |
| Admin fee / account holder | $356 | $10,749-96.7% | $6,675-94.7% | $10,828-96.7% |