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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,795 | $72,486-69.9% | $87,103-75.0% | $72,976-70.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 17.71% | 24.46%-6.7pp | 28.19%-10.5pp | 81.02%-63.3pp |
| Employer contribution / active EE | $5,091 | $1,894+168.8% | $2,521+101.9% | $2,440+108.7% |
| Participant deferral / active EE | $3,210 | $3,270-1.8% | $4,049-20.7% | $3,608-11.0% |
| Admin fee / account holder | $627 | $5,055-87.6% | $7,491-91.6% | $5,124-87.8% |