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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,394 | $86,298-70.6% | $111,308-77.2% | $85,847-70.4% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 21.33% | 19.99%+1.3pp | 54.67%-33.3pp | 318.61%-297.3pp |
| Employer contribution / active EE | $4,697 | $2,044+129.8% | $2,732+71.9% | $2,565+83.1% |
| Participant deferral / active EE | $3,091 | $3,641-15.1% | $4,487-31.1% | $3,952-21.8% |
| Admin fee / account holder | $2,766 | $8,189-66.2% | $7,965-65.3% | $6,261-55.8% |