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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,048 | $78,423-71.9% | $95,964-77.0% | $79,856-72.4% |
| Participation rate | 92.9% | 73.5%+19.4pp | 77.1%+15.8pp | 69.6%+23.2pp |
| Annual return | 6.76% | 19.37%-12.6pp | 91.64%-84.9pp | 31.71%-24.9pp |
| Employer contribution / active EE | $1,749 | $1,945-10.1% | $2,541-31.2% | $2,471-29.2% |
| Participant deferral / active EE | $3,142 | $3,440-8.7% | $4,167-24.6% | $3,741-16.0% |
| Admin fee / account holder | $2,555 | $5,622-54.5% | $6,797-62.4% | $5,306-51.8% |