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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,301 | $80,992-67.5% | $96,534-72.8% | $75,173-65.0% |
| Participation rate | 96.9% | 71.8%+25.1pp | 76.0%+20.9pp | 67.2%+29.7pp |
| Annual return | 15.39% | 27.05%-11.7pp | 25.88%-10.5pp | 160.72%-145.3pp |
| Employer contribution / active EE | $5,737 | $2,283+151.3% | $2,965+93.5% | $2,671+114.8% |
| Participant deferral / active EE | $3,301 | $3,929-16.0% | $4,851-31.9% | $4,126-20.0% |
| Admin fee / account holder | $4,471 | $6,717-33.4% | $8,253-45.8% | $5,651-20.9% |