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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,239 | $97,732-76.2% | $83,831-72.3% | $135,380-82.8% |
| Participation rate | 73.3% | 80.0%-6.6pp | 76.1%-2.8pp | 82.6%-9.3pp |
| Annual return | -13.69% | 1287.56%-1301.2pp | 850.99%-864.7pp | 519.81%-533.5pp |
| Employer contribution / active EE | $5,042 | $4,222+19.4% | $3,631+38.8% | $4,779+5.5% |
| Participant deferral / active EE | $4,311 | $4,683-7.9% | $4,082+5.6% | $5,609-23.1% |
| Admin fee / account holder | $783 | $6,675-88.3% | $5,479-85.7% | $10,828-92.8% |