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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,197 | $99,345-91.7% | $84,753-90.3% | $273,972-97.0% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -15.83% | 22.93%-38.8pp | 22.78%-38.6pp | 41.46%-57.3pp |
| Employer contribution / active EE | $3,099 | $4,214-26.5% | $3,574-13.3% | $4,869-36.3% |
| Participant deferral / active EE | $3,334 | $4,270-21.9% | $3,712-10.2% | $5,287-36.9% |
| Admin fee / account holder | $959 | $6,645-85.6% | $5,333-82.0% | $10,133-90.5% |