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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,691 | $76,696-52.2% | $96,538-62.0% | $71,529-48.7% |
| Participation rate | 92.0% | 66.6%+25.4pp | 74.3%+17.6pp | 67.9%+24.0pp |
| Annual return | 11.47% | 48.32%-36.8pp | 35.74%-24.3pp | 28.97%-17.5pp |
| Employer contribution / active EE | $5,912 | $3,032+95.0% | $3,740+58.1% | $2,590+128.3% |
| Participant deferral / active EE | $4,031 | $3,770+6.9% | $4,880-17.4% | $4,291-6.1% |
| Admin fee / account holder | $848 | $2,030-58.2% | $6,737-87.4% | $1,588-46.6% |