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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,794 | $72,273-62.9% | $101,275-73.5% | $79,856-66.4% |
| Participation rate | 96.6% | 68.5%+28.1pp | 75.8%+20.8pp | 69.6%+27.0pp |
| Annual return | 325.83% | 22.30%+303.5pp | 46.48%+279.4pp | 31.71%+294.1pp |
| Employer contribution / active EE | $1,497 | $2,691-44.4% | $3,660-59.1% | $2,471-39.4% |
| Participant deferral / active EE | $2,064 | $3,282-37.1% | $4,371-52.8% | $3,741-44.8% |
| Admin fee / account holder | $2,451 | $4,401-44.3% | $5,948-58.8% | $5,306-53.8% |