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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,186 | $106,008-86.6% | $92,240-84.6% | $147,586-90.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 26.83% | 50.05%-23.2pp | 176.29%-149.5pp | 578.59%-551.8pp |
| Employer contribution / active EE | $4,765 | $4,333+10.0% | $3,680+29.5% | $4,876-2.3% |
| Participant deferral / active EE | $2,079 | $4,478-53.6% | $3,897-46.6% | $5,439-61.8% |
| Admin fee / account holder | $902 | $6,333-85.8% | $5,194-82.6% | $10,886-91.7% |