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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,757 | $181,896-67.7% | $156,551-62.5% | $273,972-78.6% |
| Participation rate | 63.6% | 88.4%-24.7pp | 84.0%-20.4pp | 83.0%-19.4pp |
| Annual return | 7.34% | 30.74%-23.4pp | 32.23%-24.9pp | 41.46%-34.1pp |
| Employer contribution / active EE | $1,375 | $6,248-78.0% | $5,501-75.0% | $4,869-71.8% |
| Participant deferral / active EE | $4,979 | $5,550-10.3% | $4,871+2.2% | $5,287-5.8% |
| Admin fee / account holder | $1,171 | $15,560-92.5% | $13,028-91.0% | $10,133-88.4% |