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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,077 | $185,312-44.9% | $161,489-36.8% | $154,746-34.0% |
| Participation rate | 94.1% | 82.5%+11.7pp | 78.7%+15.4pp | 80.7%+13.4pp |
| Annual return | 16.84% | 103.84%-87.0pp | 89.72%-72.9pp | 172.34%-155.5pp |
| Employer contribution / active EE | $2,144 | $4,769-55.0% | $4,268-49.8% | $4,379-51.0% |
| Participant deferral / active EE | $6,013 | $6,350-5.3% | $5,630+6.8% | $6,730-10.7% |
| Admin fee / account holder | $857 | $18,654-95.4% | $16,006-94.6% | $14,365-94.0% |