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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,236 | $202,342-43.0% | $172,753-33.3% | $152,909-24.6% |
| Participation rate | 54.5% | 87.1%-32.5pp | 82.6%-28.1pp | 82.5%-27.9pp |
| Annual return | 22.77% | 1029.88%-1007.1pp | 803.00%-780.2pp | 345.46%-322.7pp |
| Employer contribution / active EE | $1,408 | $5,857-76.0% | $5,144-72.6% | $4,764-70.4% |
| Participant deferral / active EE | $5,425 | $5,948-8.8% | $5,198+4.4% | $5,851-7.3% |
| Admin fee / account holder | $1,239 | $17,112-92.8% | $13,956-91.1% | $11,601-89.3% |