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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,158 | $198,457-60.6% | $170,435-54.1% | $147,586-47.0% |
| Participation rate | 70.0% | 88.0%-18.0pp | 83.6%-13.6pp | 82.8%-12.8pp |
| Annual return | 19.58% | 257.30%-237.7pp | 205.94%-186.4pp | 578.59%-559.0pp |
| Employer contribution / active EE | $1,510 | $6,183-75.6% | $5,432-72.2% | $4,876-69.0% |
| Participant deferral / active EE | $5,597 | $5,629-0.6% | $4,939+13.3% | $5,439+2.9% |
| Admin fee / account holder | $832 | $16,852-95.1% | $13,881-94.0% | $10,886-92.4% |