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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,423 | $175,231-9.0% | $149,696+6.5% | $139,466+14.3% |
| Participation rate | 70.0% | 83.4%-13.4pp | 78.8%-8.8pp | 80.3%-10.3pp |
| Annual return | 15.72% | 166.77%-151.0pp | 134.46%-118.7pp | 373.66%-357.9pp |
| Employer contribution / active EE | $2,429 | $5,478-55.7% | $4,821-49.6% | $4,754-48.9% |
| Participant deferral / active EE | $10,131 | $6,521+55.4% | $5,682+78.3% | $6,712+50.9% |
| Admin fee / account holder | $2,559 | $16,155-84.2% | $13,212-80.6% | $11,409-77.6% |