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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,868 | $52,678+457.9% | $75,784+287.8% | $59,633+392.8% |
| Participation rate | 95.0% | 67.2%+27.8pp | 75.8%+19.2pp | 68.7%+26.3pp |
| Annual return | 0.33% | 2.95%-2.6pp | 9.68%-9.3pp | 2041.45%-2041.1pp |
| Employer contribution / active EE | $6,279 | $2,193+186.2% | $3,323+88.9% | $2,203+185.0% |
| Participant deferral / active EE | $12,563 | $2,591+385.0% | $3,652+244.0% | $3,192+293.6% |
| Admin fee / account holder | $10,356 | $3,610+186.9% | $5,300+95.4% | $4,297+141.0% |