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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,153 | $73,978+566.6% | $96,515+411.0% | $75,173+556.0% |
| Participation rate | 97.8% | 66.4%+31.4pp | 74.3%+23.5pp | 67.2%+30.6pp |
| Annual return | 20.04% | 26.72%-6.7pp | 35.73%-15.7pp | 160.72%-140.7pp |
| Employer contribution / active EE | $8,570 | $2,931+192.4% | $3,740+129.2% | $2,671+220.8% |
| Participant deferral / active EE | $18,307 | $3,660+400.2% | $4,880+275.2% | $4,126+343.7% |
| Admin fee / account holder | $34,049 | $5,219+552.4% | $6,735+405.5% | $5,651+502.6% |