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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,168 | $64,729+559.9% | $112,263+280.5% | $68,490+523.7% |
| Participation rate | 97.9% | 67.2%+30.7pp | 75.1%+22.8pp | 67.9%+30.0pp |
| Annual return | -18.04% | -11.40%-6.6pp | 27.49%-45.5pp | -7.85%-10.2pp |
| Employer contribution / active EE | $8,433 | $2,746+207.1% | $3,636+131.9% | $2,597+224.7% |
| Participant deferral / active EE | $17,019 | $3,566+377.3% | $4,729+259.9% | $4,028+322.5% |
| Admin fee / account holder | $10,792 | $5,222+106.7% | $6,410+68.3% | $5,403+99.7% |