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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,790 | $72,273+544.5% | $101,275+359.9% | $79,856+483.3% |
| Participation rate | 97.8% | 68.5%+29.4pp | 75.8%+22.0pp | 69.6%+28.2pp |
| Annual return | 18.39% | 22.30%-3.9pp | 46.48%-28.1pp | 31.71%-13.3pp |
| Employer contribution / active EE | $17,048 | $2,691+533.5% | $3,660+365.8% | $2,471+589.9% |
| Participant deferral / active EE | $17,404 | $3,282+430.3% | $4,371+298.2% | $3,741+365.3% |
| Admin fee / account holder | $31,456 | $4,401+614.7% | $5,948+428.8% | $5,306+492.8% |