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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,764 | $56,894+437.4% | $84,753+260.8% | $62,881+386.3% |
| Participation rate | 95.7% | 68.5%+27.1pp | 76.6%+19.1pp | 69.3%+26.3pp |
| Annual return | 12.36% | 6.30%+6.1pp | 22.78%-10.4pp | 20.14%-7.8pp |
| Employer contribution / active EE | $6,211 | $2,400+158.8% | $3,574+73.8% | $2,281+172.3% |
| Participant deferral / active EE | $12,422 | $2,709+358.5% | $3,712+234.7% | $3,203+287.8% |
| Admin fee / account holder | $816 | $3,581-77.2% | $5,333-84.7% | $4,296-81.0% |