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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $604,298 | $77,901+675.7% | $149,717+303.6% | $75,181+703.8% |
| Participation rate | 78.6% | 65.6%+13.0pp | 78.8%-0.2pp | 67.2%+11.4pp |
| Annual return | -0.06% | 31.73%-31.8pp | 134.41%-134.5pp | 160.69%-160.7pp |
| Employer contribution / active EE | $31,272 | $3,137+896.8% | $4,820+548.8% | $2,671+1071.0% |
| Participant deferral / active EE | $23,677 | $3,411+594.2% | $5,682+316.7% | $4,126+473.9% |
| Admin fee / account holder | $160,528 | $5,949+2598.4% | $13,213+1115.0% | $5,650+2741.3% |