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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $843,308 | $181,896+363.6% | $156,551+438.7% | $273,972+207.8% |
| Participation rate | 95.2% | 88.4%+6.9pp | 84.0%+11.2pp | 83.0%+12.2pp |
| Annual return | 1.45% | 30.74%-29.3pp | 32.23%-30.8pp | 41.46%-40.0pp |
| Employer contribution / active EE | $30,000 | $6,248+380.1% | $5,501+445.3% | $4,869+516.2% |
| Participant deferral / active EE | $19,978 | $5,550+260.0% | $4,871+310.1% | $5,287+277.9% |
| Admin fee / account holder | $1,477 | $15,560-90.5% | $13,028-88.7% | $10,133-85.4% |