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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,290,149 | $202,342+537.6% | $172,752+646.8% | $152,897+743.8% |
| Participation rate | 81.0% | 87.1%-6.1pp | 82.6%-1.7pp | 82.5%-1.5pp |
| Annual return | 7.31% | 1029.83%-1022.5pp | 802.97%-795.7pp | 345.43%-338.1pp |
| Employer contribution / active EE | $37,739 | $5,858+544.3% | $5,144+633.6% | $4,764+692.2% |
| Participant deferral / active EE | $24,545 | $5,948+312.6% | $5,198+372.2% | $5,851+319.5% |
| Admin fee / account holder | $70,906 | $17,111+314.4% | $13,955+408.1% | $11,599+511.3% |