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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $760,571 | $84,236+802.9% | $170,435+346.3% | $70,126+984.6% |
| Participation rate | 89.7% | 70.8%+18.8pp | 83.6%+6.1pp | 69.5%+20.1pp |
| Annual return | 9.04% | 23.06%-14.0pp | 205.94%-196.9pp | 73.15%-64.1pp |
| Employer contribution / active EE | $32,879 | $3,387+870.7% | $5,432+505.3% | $2,343+1303.6% |
| Participant deferral / active EE | $20,000 | $3,086+548.1% | $4,939+304.9% | $3,332+500.3% |
| Admin fee / account holder | $36,243 | $5,698+536.0% | $13,881+161.1% | $4,645+680.2% |