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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,216,514 | $75,962+1501.5% | $154,108+689.4% | $64,173+1795.7% |
| Participation rate | 66.7% | 70.4%-3.7pp | 83.0%-16.4pp | 69.6%-2.9pp |
| Annual return | 50.07% | 30.32%+19.7pp | 735.21%-685.1pp | 7.63%+42.4pp |
| Employer contribution / active EE | $35,609 | $3,350+963.0% | $5,298+572.2% | $2,381+1395.7% |
| Participant deferral / active EE | $22,676 | $3,175+614.3% | $5,081+346.3% | $3,470+553.5% |
| Admin fee / account holder | $310,312 | $5,589+5452.3% | $13,411+2213.8% | $4,887+6249.2% |