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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,656 | $99,995-27.3% | $85,063-14.6% | $145,978-50.2% |
| Participation rate | 56.3% | 74.1%-17.8pp | 67.5%-11.3pp | 80.3%-24.0pp |
| Annual return | 21.96% | 83.99%-62.0pp | 66.54%-44.6pp | 550.52%-528.6pp |
| Employer contribution / active EE | $1,309 | $3,231-59.5% | $2,727-52.0% | $4,662-71.9% |
| Participant deferral / active EE | $2,541 | $5,295-52.0% | $4,523-43.8% | $6,690-62.0% |
| Admin fee / account holder | $472 | $7,255-93.5% | $6,155-92.3% | $13,400-96.5% |