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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,624 | $104,937-77.5% | $84,628-72.1% | $152,897-84.5% |
| Participation rate | 66.7% | 74.8%-8.2pp | 68.2%-1.6pp | 82.5%-15.8pp |
| Annual return | 21.66% | 373.88%-352.2pp | 258.80%-237.1pp | 345.43%-323.8pp |
| Employer contribution / active EE | $0 | $3,303-100.0% | $2,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,680 | $4,690-0.2% | $3,900+20.0% | $5,851-20.0% |
| Admin fee / account holder | $1,271 | $6,243-79.6% | $4,914-74.1% | $11,599-89.0% |