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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,829 | $109,372-70.0% | $89,414-63.3% | $158,966-79.3% |
| Participation rate | 66.7% | 74.3%-7.6pp | 68.0%-1.3pp | 82.0%-15.3pp |
| Annual return | 24.53% | 345.55%-321.0pp | 245.50%-221.0pp | 302.95%-278.4pp |
| Employer contribution / active EE | $0 | $3,171-100.0% | $2,586-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $5,016 | $4,598+9.1% | $3,890+29.0% | $5,983-16.2% |
| Admin fee / account holder | $504 | $6,156-91.8% | $4,883-89.7% | $11,250-95.5% |