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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,006 | $101,069-82.2% | $81,478-77.9% | $147,585-87.8% |
| Participation rate | 68.2% | 74.5%-6.3pp | 68.0%+0.2pp | 82.8%-14.6pp |
| Annual return | 22.73% | 32.40%-9.7pp | 38.78%-16.1pp | 578.57%-555.8pp |
| Employer contribution / active EE | $0 | $3,205-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $4,481 | $4,242+5.6% | $3,537+26.7% | $5,439-17.6% |
| Admin fee / account holder | $598 | $5,812-89.7% | $4,561-86.9% | $10,885-94.5% |