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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,054 | $96,361-51.2% | $80,607-41.6% | $139,456-66.3% |
| Participation rate | 64.7% | 73.6%-8.9pp | 67.0%-2.3pp | 80.3%-15.6pp |
| Annual return | 25.09% | 1350.95%-1325.9pp | 936.11%-911.0pp | 373.45%-348.4pp |
| Employer contribution / active EE | $1,064 | $3,262-67.4% | $2,724-60.9% | $4,753-77.6% |
| Participant deferral / active EE | $1,930 | $5,232-63.1% | $4,448-56.6% | $6,711-71.2% |
| Admin fee / account holder | $703 | $6,601-89.4% | $5,379-86.9% | $11,407-93.8% |