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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,233 | $106,864+184.7% | $147,318+106.5% | $82,637+268.2% |
| Participation rate | 73.3% | 75.5%-2.2pp | 82.1%-8.7pp | 68.1%+5.3pp |
| Annual return | 16.99% | 27.49%-10.5pp | 70.43%-53.4pp | 53.51%-36.5pp |
| Employer contribution / active EE | $11,361 | $3,417+232.5% | $4,593+147.4% | $2,552+345.2% |
| Participant deferral / active EE | $13,828 | $6,496+112.9% | $7,906+74.9% | $4,126+235.1% |
| Admin fee / account holder | $1,757 | $8,415-79.1% | $13,708-87.2% | $7,339-76.1% |