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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,103 | $159,978+53.8% | $147,041+67.4% | $145,978+68.6% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 21.71% | 98.36%-76.7pp | 419.21%-397.5pp | 550.52%-528.8pp |
| Employer contribution / active EE | $12,439 | $5,288+135.2% | $4,935+152.1% | $4,662+166.8% |
| Participant deferral / active EE | $16,236 | $8,429+92.6% | $8,071+101.2% | $6,690+142.7% |
| Admin fee / account holder | $12,545 | $15,053-16.7% | $13,006-3.5% | $13,400-6.4% |