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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,280 | $138,114+11.7% | $125,391+23.0% | $134,545+14.7% |
| Participation rate | 81.8% | 84.5%-2.7pp | 82.4%-0.6pp | 81.2%+0.6pp |
| Annual return | -26.86% | 750.88%-777.7pp | 572.41%-599.3pp | 418.37%-445.2pp |
| Employer contribution / active EE | $14,730 | $5,246+180.8% | $4,816+205.9% | $4,742+210.7% |
| Participant deferral / active EE | $15,871 | $7,801+103.5% | $7,448+113.1% | $6,401+147.9% |
| Admin fee / account holder | $392 | $11,570-96.6% | $10,009-96.1% | $11,431-96.6% |