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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,619 | $93,589+82.3% | $135,942+25.5% | $75,181+126.9% |
| Participation rate | 92.6% | 75.2%+17.4pp | 81.9%+10.7pp | 67.2%+25.4pp |
| Annual return | 26.19% | 30.90%-4.7pp | 68.28%-42.1pp | 160.69%-134.5pp |
| Employer contribution / active EE | $10,527 | $3,537+197.6% | $4,858+116.7% | $2,671+294.2% |
| Participant deferral / active EE | $14,127 | $6,405+120.6% | $7,759+82.1% | $4,126+242.4% |
| Admin fee / account holder | $7,098 | $6,977+1.7% | $10,764-34.1% | $5,650+25.6% |