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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,619 | $93,598+82.3% | $135,974+25.5% | $75,173+127.0% |
| Participation rate | 92.6% | 75.2%+17.4pp | 81.9%+10.7pp | 67.2%+25.4pp |
| Annual return | 26.19% | 30.89%-4.7pp | 68.30%-42.1pp | 160.72%-134.5pp |
| Employer contribution / active EE | $10,527 | $3,538+197.6% | $4,859+116.7% | $2,671+294.1% |
| Participant deferral / active EE | $14,127 | $6,405+120.5% | $7,760+82.1% | $4,126+242.4% |
| Admin fee / account holder | $7,098 | $6,978+1.7% | $10,767-34.1% | $5,651+25.6% |