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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,189 | $176,105+6.3% | $159,474+17.4% | $167,536+11.7% |
| Participation rate | 90.5% | 85.0%+5.5pp | 82.8%+7.6pp | 82.1%+8.4pp |
| Annual return | 19.80% | 331.91%-312.1pp | 263.68%-243.9pp | 478.82%-459.0pp |
| Employer contribution / active EE | $13,282 | $5,299+150.7% | $4,831+174.9% | $4,839+174.5% |
| Participant deferral / active EE | $15,793 | $7,751+103.7% | $7,353+114.8% | $6,342+149.0% |
| Admin fee / account holder | $2,395 | $12,559-80.9% | $10,802-77.8% | $12,315-80.6% |