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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,070 | $71,208-36.7% | $93,681-51.9% | $80,911-44.3% |
| Participation rate | 50.0% | 60.4%-10.4pp | 68.7%-18.7pp | 67.6%-17.6pp |
| Annual return | 12.42% | 11.27%+1.2pp | 133.47%-121.0pp | 35.63%-23.2pp |
| Employer contribution / active EE | $1,037 | $1,564-33.7% | $2,422-57.2% | $2,756-62.4% |
| Participant deferral / active EE | $2,279 | $4,035-43.5% | $4,415-48.4% | $4,297-47.0% |
| Admin fee / account holder | $1,074 | $6,951-84.6% | $8,290-87.0% | $6,935-84.5% |