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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,010 | $106,918-71.0% | $84,021-63.1% | $152,897-79.7% |
| Participation rate | 62.5% | 75.2%-12.7pp | 69.0%-6.5pp | 82.5%-20.0pp |
| Annual return | 22.64% | 105.01%-82.4pp | 71.32%-48.7pp | 345.43%-322.8pp |
| Employer contribution / active EE | $1,103 | $2,735-59.7% | $1,984-44.4% | $4,764-76.9% |
| Participant deferral / active EE | $3,541 | $4,012-11.7% | $3,239+9.3% | $5,851-39.5% |
| Admin fee / account holder | $739 | $8,288-91.1% | $6,102-87.9% | $11,599-93.6% |