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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,528 | $112,935-65.9% | $90,970-57.6% | $158,966-75.8% |
| Participation rate | 47.8% | 74.7%-26.9pp | 69.0%-21.2pp | 82.0%-34.1pp |
| Annual return | 18.05% | 215.79%-197.7pp | 134.58%-116.5pp | 302.95%-284.9pp |
| Employer contribution / active EE | $709 | $2,895-75.5% | $2,122-66.6% | $4,762-85.1% |
| Participant deferral / active EE | $2,313 | $4,129-44.0% | $3,373-31.4% | $5,983-61.3% |
| Admin fee / account holder | $794 | $8,045-90.1% | $5,960-86.7% | $11,250-92.9% |