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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,939 | $93,346-88.3% | $71,796-84.8% | $273,972-96.0% |
| Participation rate | 78.6% | 76.5%+2.0pp | 69.1%+9.5pp | 83.0%-4.4pp |
| Annual return | 9.71% | 130.39%-120.7pp | 78.04%-68.3pp | 41.46%-31.7pp |
| Employer contribution / active EE | $1,146 | $2,733-58.1% | $1,924-40.4% | $4,869-76.5% |
| Participant deferral / active EE | $3,554 | $3,475+2.3% | $2,794+27.2% | $5,287-32.8% |
| Admin fee / account holder | $522 | $6,571-92.1% | $4,815-89.2% | $10,133-94.9% |