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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,895 | $65,555-48.3% | $86,216-60.7% | $75,173-54.9% |
| Participation rate | 43.6% | 60.5%-16.9pp | 69.0%-25.4pp | 67.2%-23.6pp |
| Annual return | 18.15% | 46.07%-27.9pp | 1169.42%-1151.3pp | 160.72%-142.6pp |
| Employer contribution / active EE | $970 | $1,553-37.5% | $2,382-59.3% | $2,671-63.7% |
| Participant deferral / active EE | $2,121 | $3,023-29.8% | $3,986-46.8% | $4,126-48.6% |
| Admin fee / account holder | $2,459 | $5,469-55.0% | $6,853-64.1% | $5,651-56.5% |