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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,008 | $64,359+8.8% | $90,161-22.4% | $70,126-0.2% |
| Participation rate | 95.9% | 70.4%+25.5pp | 76.9%+19.0pp | 69.5%+26.4pp |
| Annual return | 16.37% | 28.13%-11.8pp | 34.89%-18.5pp | 73.15%-56.8pp |
| Employer contribution / active EE | $0 | $2,046-100.0% | $3,318-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $5,008 | $4,389+14.1% | $5,287-5.3% | $3,332+50.3% |
| Admin fee / account holder | $1,341 | $3,945-66.0% | $5,943-77.4% | $4,645-71.1% |