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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,823 | $63,365+19.7% | $91,994-17.6% | $72,976+3.9% |
| Participation rate | 91.7% | 72.5%+19.2pp | 78.6%+13.0pp | 69.5%+22.2pp |
| Annual return | 18.78% | 35.35%-16.6pp | 69.04%-50.3pp | 81.02%-62.2pp |
| Employer contribution / active EE | $0 | $2,116-100.0% | $3,453-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $5,104 | $4,883+4.5% | $5,924-13.8% | $3,608+41.5% |
| Admin fee / account holder | $11,436 | $4,670+144.9% | $7,744+47.7% | $5,124+123.2% |